Settlement Distribution Intelligence

Settlement distribution that takes
minutes, not months

Visual waterfall modeling. AI scenario generation. Live compliance checking. The analytical depth of enterprise claims administration platforms — without the six-figure implementation cost or six-month deployment timeline.

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Time from sign-up to first completed distribution model
Allo Flow
2 minutes
$0
Epiq Systems
3 months
$100K
Simpluris
4 months
$120K
BrownGreer
6 months
$200K
The Platform

Visual distribution modeling

11RiverAllo Flow
Analyst
+ Add NodeSimulateUpload SettlementVariablesCompliance
$Fund Source
Settlement Fund
$850,000,000
Filter
Eligibility Check
filed_date < cutoff
Tier
Economic Loss
45% of fund
Deduction
Attorney Fees
$attorney_fee_pct
Output
Net Distribution
$573,750,000
Sensitivity Variables
Attorney Fee %33.3%
Interest Rate4.5%
Lien Confidence85%
Tax Rate24%
Claim Surge1.0x
Net Distributable
$573.7M
Compliance
0 errors1 warn
The Problem

Settlement allocation tools weren't built for transparency

Traditional claims administration platforms like Epiq, Simpluris, and BrownGreer require 3-6 month implementations, $100K-$300K in professional services, and dedicated operations teams to configure. Distribution formulas are buried in spreadsheets, making it impossible for courts and counsel to verify allocation logic. By the time your distribution model is final, the settlement terms have already been renegotiated twice. Your team needs a transparent, auditable waterfall — not a black box.

Total Cost of Ownership

First-year cost comparison

Allo Flow
Implementation
$0
Annual License
$1,188
$99/mo analyst
Year 1 Total
$1,188
Epiq Systems
Implementation
$80K
Annual License
$92K
Per-claim fees
Year 1 Total
$172K
Simpluris
Implementation
$100K
Annual License
$120K
Per-claim fees
Year 1 Total
$220K
BrownGreer
Implementation
$120K
Annual License
$150K
Custom contract
Year 1 Total
$270K

Based on publicly available pricing data. Competitor costs include typical implementation + first year license.

Platform Capabilities

Six dimensions of distribution intelligence

Visual Canvas

Drag-and-drop waterfall builder with 8 node types — fund sources, eligibility filters, tiers, deductions, splits, caps, pro-rata, and distribution outputs.

AI Settlement Parsing

Upload a settlement PDF or text file. Claude extracts three allocation scenarios — Conservative, Moderate, and Claimant-Favorable — with full node graphs.

Compliance Checking

Real-time validation against NDCA fee guidelines, lien confidence thresholds, and structural requirements. Errors, warnings, and info flags at a glance.

Waterfall Simulation

End-to-end financial engine with interest accrual, CPI adjustment, tax withholding, FX conversion, and step-by-step ledger output.

Sensitivity Variables

Eight adjustable parameters — attorney fees, interest rate, months to distribution, CPI, lien confidence, FX rate, tax rate, and claim surge multiplier.

Claimant Analysis

Upload CSV claimant data, apply your waterfall formula, and generate distribution histograms with eligibility counts, average and median payouts.

Feature Comparison

Enterprise depth. Startup speed.

Allo Flow
Epiq Systems
Simpluris
BrownGreer
Setup Time
< 2 minutes
3–6 months
4–6 months
4–8 months
Implementation Cost
$0
$80K–$200K
$100K–$250K
$120K–$300K
Monthly Price
From $99/mo
Per-claim fees
Per-claim fees
Custom contract
Visual Waterfall Builder
AI Settlement Parsing
Real-Time Compliance
Manual review
Manual review
Manual review
Sensitivity Analysis
Limited
Claimant CSV Analysis
Waterfall Simulation
Spreadsheet
Spreadsheet
Spreadsheet
Distribution Histograms
Court-Ready Audit Trail
Roadmap
Requires IT Department
No
Yes
Yes
Yes
Built for Enterprise

Infinite customization for complex settlements

Unlike rigid claims administration platforms, Allo Flow is built on a modern, extensible architecture. Every feature — from waterfall node types to compliance rules to AI parsing prompts — can be customized for your specific settlement structure, jurisdiction, and regulatory environment. Need a custom deduction type? We build it. Need to integrate your claimant database? We connect it. Need white-label distribution reports for the court? Already supported.

Custom waterfall node types
Proprietary claimant data integration
Court-ready PDF distribution reports
Role-based access control
Multi-settlement portfolio management
Dedicated onboarding support
Custom compliance rule libraries
Regulatory jurisdiction mapping
Pricing

Start modeling distributions in under a minute

Viewer — included with River
Free

Included with your 11River subscription. Read-only access to shared distribution models.

View shared models
Distribution summary tab
Compliance status
Email support
Get Started Free
Most Popular
Analyst
$99/month
$799/year — save 33%

Full platform access for distribution modelers and restructuring analysts.

Visual waterfall canvas
AI settlement parsing
Waterfall simulation
Sensitivity analysis
Compliance checking
Claimant CSV analysis
PDF report export
Preset settlement templates
Start Analyst Trial
Administration
$499/month
$4,199/year

For claims administration teams managing complex multi-tier settlements.

Everything in Analyst
Admin panel + user management
Custom settlement templates
API access for bulk analysis
Court-ready PDF reports
Priority AI processing
Custom compliance rules
Dedicated onboarding
Contact Sales

Ready to model your next distribution?

No implementation. No consulting engagement. No six-month timeline.

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